Welcome to the Franklin Chevrolet Finance Center! We’re proud to be the Statesboro, Swainsboro, Metter, and Sylvania areas’ go-to for all things Chevy and GMC financing. If you’re ready to take the wheel of a new or pre-owned car, truck, or SUV, then keep reading to learn more about how the advisors in our Chevy GMC finance center can help you make it happen.
At our GMC and Chevy dealership, we like to be with you at all stages of your car search, from the beginning, to the middle, to the very end, and beyond. Part of that journey is deciding on the right automotive financing options for your needs, lifestyle, and budget.
That’s where our Chevy GMC finance center team comes in. These professionals are highly dedicated to working with every local driver who wants to get behind the wheel of a car they love. They’ll work with you one-on-one to go over your budget and tell you about all your options, including our deals, incentives, and special financing programs.
We’ve worked with a variety of drivers with all kinds of backgrounds and credit histories, so you can count on us to help you get the right financing for your specific situation.
They’ll also help you determine the right loan terms for you before reaching out to their network of local lenders on your behalf to help you secure your financing at a rate that works for you.
When you come to us for GMC or Chevy financing, we want to make it as convenient as possible to take the wheel of the car you love. That’s why we offer several deals and incentives throughout the year that we hope will help you do just that.
You can check out our incentives like our new car specials, used car specials, and new model specials. Also be sure to ask about any special financing programs you may qualify for, including:
These programs are just a few of the ways we work hard to give back to our community. You can reach out to learn more about our special financing and learn how to qualify.
At our auto finance center, we have many drivers ask us if they should buy or lease a car. In truth, both are great options for different reasons.
People who lease often like the ability to trade in their car for the newest model at regular intervals. This is because leases are temporary and only last a couple years. Leasing allows you to frequently drive a new car with the most up-to-date design, safety, and technology features.
The temporary nature of leasing also often results in a lower monthly payment than buying and gives you some budgetary space to upgrade to a higher trim level or add in an additional feature or two.
Buying, on the other hand, doesn’t come with as many restrictions as leasing—you can drive as many miles as you’d like and upgrade in any way you want to express your personal style. Also, when you buy a car, every payment you make goes toward equity in that car.
In other words, when you finish paying off your loan, you own it, whereas a lease is more like an extended rental.
Get in touch to speak to our finance center team about which is right for you.
Whether you want to drive the Chevy Equinox, the GMC Sierra 1500, or something else, there are a few steps to keep in mind when you’re planning to finance a car. First, take a look at your budget.
Generally, it’s recommended that you keep your monthly car expenses around 20% of your monthly income. This covers a variety of costs, including:
To help you get an idea of what kind of monthly payment you can expect, you can use our online Payment Calculator tool. With this feature, you can plug in the price of the car you like, your planned down payment, and your preferred loan length. Then, it’ll give you an estimated monthly payment amount.
For more exact information, you can contact our finance center team to talk about your specific situation.
When you’re ready to make it official, it’ll be time to secure your auto loan. You can begin this part of your journey by completing our finance application online. Next, you’ll want to head to the dealership to test drive the car you have your eye on.
When you decide you love it, visit the finance center to make it yours. When you do, we recommend having the following pieces of information with you:
With this information, our team will be able to work with their network of lenders to help you secure the right loan for you.
What about if your credit is less-than-ideal? That’s fine! Whether you’re building your first line of credit or working to improve your credit score, we can help. We have years of experience working with local drivers with a variety of credit scores so we know how to get you the kind of financing you need.
If this is you, then our team of experts will probably recommend putting down a larger down payment or applying for your loan with a co-signer.
Putting down at least 20-25% upfront decreases the amount you’re borrowing with your loan, which may decrease the overall perceived risk. Having a co-signer is another great option, especially for drivers with no credit history. This ensures that another party agrees to take on the responsibility of the loan payments with you.
When our finance center determines loans for drivers who are working on their credit, we also consider:
So, while we do consider credit score during the financing process, we also look at a variety of factors to help you get the best loan rate for you.
Ready to take the wheel? Visit our finance center, serving the Statesboro, Swainsboro, Sylvania, and Metter areas.
Contact Franklin Chevrolet to finance a car today!